Under this individual plan option, you get one health insurance policy for all the family members, but the sum insured is applicable individually for each member. A medical check-up is required only in some cases. The premium of a health insurance policy is much lower when you are young. ​Covers Pre And Post Hospitalisation Expenses: Pre and Post hospitalization covers expenses incurred in OPD (Out-Patient Department) and diagnostic tests. Refer to our policy wordings), These are expenses incurred by the organ donor. CONTACT US. Email: info@reliancehealthllc.com. The important exclusions in our health insurance plans are: Please refer the Policy Wordings for more details. Get Affordable Health Insurance For Individuals, Families, and Companies From The Best HMO in Nigeria. In case of an illness, the entire sum insured covers only one individual. ​What are the diseases covered as "Critical Illness" ? This plan, called Corona Kavach for individual and family-specific needs, has been offered to health insurance firms. Reliance Health Insurance Company offers affordable medical insurance plans with a wide range of options to choose from for the family. However, this will not reduce the initial base sum insured of your health insurance plan & your maximum reduction of cumulative bonus would be zero. You get add-on options of additional coverage more policy tenure and international coverage for overseas emergencies as well. Company Insight. Let's more than one person is sick in your family, in such case, your sum insured will be distributed among members of the family. After lots of comparison I decided to go with reliance general. With a focus on preventative health, Reliance Medical Centers provides a one-stop holistic solution for improving both your health and your overall quality of life. ​*Deductions are subject to provisions of Sec.80D of the Income Tax Act, 1961 'the Act' and applicable amendments and are subject to change in the tax laws. Reliance Health Insurance Plan List . The age criteria for our various health insurance plans in India are as follows:No maximum age limit for any policy with the sum insured of Rs. Here are some of the exclusions in the HealthGain Policy. Quick Quote premium estimate given is approximate. 3 lacs, Rs. Children between the ages of 91 days and up to 4 years can be covered under a floater option along with at least one member who is 21 years old or above, Maximum entry age for all health insurance plans: 65 years. Sure, why not? Google Reviews. The lump sum amount paid enables you to take care of hefty medical bills as well as the daily expenses. Network Hospital; Non-Network Hospital ; 1 Claim Assistance. You should also check policy whether it is giving you a tax benefit under section 80D of the Income Tax Act or not, and if yes then how much. ​​​​​As per section 80D avail deductions of up to In such a case, we at Reliance General Insurance come with a plan called health infinity plan. HealthGain policy, you get the R card! You can avail the benefits of this plan, even if you are not in India. an individual covering self (provided she is unmarried / widow / divorced). Medical expenses incurred after hospitalisation. +91 7666725324. The rapid change in the lifestyles of people is one of the reasons for this large number. Essentially, this type of room is the most basic and the most economical of all accommodations, available as a single room, in that hospital. During this Covid-19 (coronavirus) pandemic, it is highly recommended to have health insurance as it will provide cover against all medical expenses that are needed to get the required treatment. Expenses for domestic-road ambulance services to the nearest hospital in case of life threatening emergencies. In the event of any illness or injury or any medical situation that results in a claim or may result in a claim covered under the medical policy, you should keep in mind the following pointers. In addition to that, the IRDAI has also recently issued guidelines with specific reference to the Covid-19 health insurance policies. Send Message. 3 months - 45 years can be covered without Pre-insurance medical tests. This policy offers benefits like cashless hospitalization, reimbursement, pre and post hospitalization expenses, and numerous other add-on features. ​One re-instatement up ​to 100% of Base Sum Insured, subject to sublimit of 20% for related illness/injury. A decent policy by Reliance which covers hopitalization and helped me recover expenses. Just as it is important to start saving from a young age to create wealth, buying health insurance will help safeguard this wealth by protecting your savings at the time of a medical emergency. Additional Perks Include: Unlimited Chats & Phone Calls with … Any conditions, ailments, injuries or related conditions, which you, the insured person, didn’t show any signs of, and /or which were diagnosed, and / or for which you received medical advice / treatment within 36 months, prior to the policy start date. For any planned hospitalisation, inform us at least 48 hours prior to the admission into a hospital. ​Health Infinity is one of the best health insurance policies available in ndia offering wide range of sum insured i.e. I, aged years, enrolled under the Group Mediclaim policy / Retail Health Insurance policy of Reliance General Insurance Co limited bearing Policy # / Health Card ID # hereby accept the following 1. More. HealthWise Insurance Online now!​. While we cannot stop anything unfortunate to happen with your health, we are always there to help you financially. Feel safe now as I am very happy with the service provided to me by reliance, It is a good health insurance policy which cover hospitalization and helped me avail cashless hospitalization. The Reliance General Health Insurance offers a diverse range of health insurance products that comprise individual plans, family floater plans, critical illness plan, group mediclaim health insurance policy to meet the healthcare requirements of various customer segments. The policy covers inpatient hospitalisation, day-care procedures, special treatments and Ayush treatment and gives a cumulative bonus up to 50%. The details mentioned above are for multiple products such as Health Gain Health Insurance Policy UIN -RELHLIP21514V022021,Health Infinity Insurance UIN -RELHLIP21521V032021 ,Arogya Sanjeevani - Insurance UIN -RELHLIP21001V012021,HealthWise Health Insurance UIN -RELHLIP21522V032021, Personal Accident Policy UIN -RELPAIP01002V010001, Reliance Critical Illness Insurance Policy UIN -RELHLGP08003V010708, Corona Rakshak Policy, Reliance General Product UIN - RELHLIP21093V012021, Corona Kavach Policy, Reliance General Product UIN -RELHLIP21092V012021, Had to buy a health insurance for my family to keep everyone covered against any threats. Read more about working at Reliance Health Insurance. West Gosford ; Wyong ; Karalta Rd Erina ; Umina ; Make an appointment. For an up to date list kindly call the TPA helpdesk at: +91-22-3966-6666. A​ccording to the studies, there has been a rapid increase in the cases of chronic respiratory diseases, cardiovascular diseases, cancer, and diabetes in India. In-patient treatm​ent for covered illnesses /injuries, where the insured person is hospitalised for more than 24 consecutive hours. Claims for any medical expenses that occur within 30 days of the mediclaim policy start day will not be covered, unless they occur due to an injury. Reliance HMO offers two insurance plans which you can choose based on your financial capacity. You will get a tax benefit of Rs 50,000/- on the premium paid if you insure your parents that are more than 60 years old. The coverage provided is also amazing! ​​​​​9 lacs are available. This is a bonus awarded at the end of each claim free policy period, when you do make a claim in any given health insurance policy period. Personal Accident Insurance Online Now! Know how much do Reliance Health Insurance IT Support Officer employees earn. Just download your R card here online, flash it at any of the places mentioned below (along with some photo ID) and get healthy! The Insurance Regulatory and Development Authority of India (IRDAI) has mandated that general and health insurance companies offer coronavirus coverage in their existing health policies. You can use this internet facility to buy health insurance online as well as avoiding meeting an insurance agent. This policy acts as a financial cushion that helps you tide over medical exigencies that incur while treating a critical illness. Did a detailed comparision between health insurance providers and came to a conclusion that reliance has the most options and the perfect match for my needs. You should also check the illnesses that the policy is covering because there are chances that for some critical illnesses you need to pay an extra premium as per your family history. Apart from this, a health insurance policy can also act as a supplement to your existing medical cover in case the cost of a particular medical treatment is higher than your existing cover level. Have a look at the figures to be sure. policy wordings of this mediclaim policy), Please note that you can choose the Call Option only twice in your lifetime. The coverage offered by this plan will not only help you financially but will also help your family members, in case of a medical emergency. The savings start right away. When you do not make a claim in any given mediclaim policy period. There are no sub-limits for hospital room rent, road ambulance charges and organ donor expenses. At Reliance, you’ll have a licensed agent who can answer your benefit questions and access to a dedicated nurse who can address your medical questions. Kokilaben Dhirubhai Ambani Hospital- Mumbai. If you have a family like this, then buying family​ health insurance from us is highly advisable. The advancement in medical science and technology is the reason behind this increase. People also think that if they are insured under a group health insurance plan from their employer, they don't need a separate health insurance plan. Opening Hours. Please note that this facility is not applicable on renewal and portability cases. A discount of 5% is awarded to a family of 2-3 members and a discount of 10% is awarded to a family of 4 or more members. What do you understand by Re-in statement of Base Sum Insured? The fact is that medical exigencies in​crease as you get old and the need for medical insurance cannot be overlooked. 14,856. Just download your​ ​R card here online, flash it at any of the places mentioned below (along with some photo ID) and get healthy! In such cases, you can be treated at home. ​Click here to know more.​​​​​​. It is recommended to read all terms and conditions of the policy before buying it. On purchase of the You will need to submit written proof of the claim along with the signed claim form to us within a maximum period of 60 days from the date of discharge. Reliance Health Insurance. As time passes by, our immune system weakens, and we might need a cover of a greater sum insured. We also provide a variety of options to choose from such as a family floater mediclaim policy, individual health insurance plans, senior citizen health insurance with a wide range of sum insured. 3 Lakh, Minimum age entry for individual / floater option – 5 years and above. ₹ 3 Lakh to ₹ 1 Crore. We will cover up to 50% of the base sum insured, subject to a maximum of Rs. If you buy health insurance policy at a young age, it's likely that you will get the best deal and your policy will be approved without any problem. Our comprehensive medical insurance policy not only gives you security from unforeseen medical expenses but protects your life savings as well. Feel safe now as I am very happy with the service provided to me by reliance, It is a good health insurance policy which cover hospitalization and helped me avail cashless hospitalization. For the list of Day care treatment, please refer to Annexure -1 of the policy wordings. Types of Reliance Health Insurance. (Please refer to Annexure -II of the Is there a limit on the number of claims that one can make in a health insurance plan period? If, even after receiving all completed documents (including Medical reports, as applicable and premium), there is a delay of more than 10 working days from us in issuing your policy issuance, we will pay you onetime additional sum insured of Rs 10,000/- under Plan A and Rs 20,000/- under Plan B. ​. wellness services and choice of various online solutions through our wellness program.​​. Didn’t know the importance of health insurance until something unfortunate happened to my friend. health insurance tax-saving guide to save your tax now. Didn’t know the importance of health insurance until something unfortunate happened to my friend. Rs. Even a regular hospitalization can cost you more than you can imagine. Can be exercised up to the age of 60 years. 3 lakh can be purchased at the age of 3 years. Red Beryl Individual Plan: This plan has a medical cover of N1.2 million in a year. That means you don’t have to pay out-of-pocket before your health insurance starts helping pay for services. Chairperson ; Philosophy ; Quality Commitment ; why Reliance hospital ; Treatments &.. You do not make a claim in India applicable on renewal and portability cases company and the capping on or... Ambulance services to the nearest hospital in case, you can buy health plan! Get add-on options of additional coverage more policy tenure is the reason behind this increase help you financially website find... Group policy it easy to take care of the policy Wordings before your insurance! 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